Daniel Bulna

Mortgage Broker/Owner

NMLS# 141459

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Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?

Using a HELOC to Pay Off Credit Card Debt: Is It Right for You?

Credit card debt affects millions of Americans, with high interest rates making it difficult to make meaningful progress toward becoming debt-free. A Home Equity Line of Credit (HELOC) offers one potential solution by allowing you to leverage your home's

Dec 16, 2025 |

Starter Home vs. Forever Home: Making the Right Choice

Starter Home vs. Forever Home: Making the Right Choice

Choosing between a starter home and a forever home represents one of the most significant financial decisions you'll make. Each option offers distinct advantages and challenges that affect your immediate budget, long-term wealth building, and lifestyle fl

Dec 09, 2025 | Purchasing a Home

Buying a Property with Existing Tenants

Buying a Property with Existing Tenants

It's thrilling to purchase a home, and it becomes even more fascinating when renters are included in the agreement! Buying a home that is already occupied by tenants can result in immediate rental revenue, but it also entails acquiring established tenant

Dec 02, 2025 | Purchasing a Home

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

VA Housing Grants for Disabled Veterans: Adapting Homes for Independence

The Department of Veterans Affairs offers several grant programs that help disabled veterans modify their homes for accessibility and independent living. These grants provide substantial financial assistance without requiring repayment, making home modifi

Nov 25, 2025 | VA Loans

Understanding Mortgage Liens and Property Encumbrances

Understanding Mortgage Liens and Property Encumbrances

Property ownership involves more than just holding a deed. Liens and encumbrances represent legal claims or restrictions affecting your property rights. Understanding these concepts protects your investment and prevents complications when selling, refinan

Nov 20, 2025 | Purchasing a Home

Joint VA Loans: Combining Forces for Homeownership

Joint VA Loans: Combining Forces for Homeownership

Joint VA loans allow veterans, active-duty service members, and eligible civilians to combine their financial resources to purchase a home together. While less common than standard VA loans, this option provides flexibility for borrowers who want to pool

Nov 18, 2025 | VA Loans